Relationship-based ads and online behavioral advertising help us do that. We reserve the right to discontinue the early availability of direct deposit at our sole discretion and without any further notice to you.We strive to provide you with information about products and services you might find interesting and useful. Any direct deposit that is not posted early will otherwise be made available according to our funds availability schedule. United Community Bank does not guarantee early availability of any direct deposits, and eligibility of a direct deposit for early availability may vary from deposit to deposit – including those from the same payor. Early availability of direct deposits is dependent on the timing of your payor’s payment instructions, fraud prevention overlays, and other restrictions. This means we can make your money available to you up to 2 days before we receive the funds from the payor. At our sole discretion, we may make funds available for certain direct deposits as soon as the payor notifies us of the payment. Overdraft items are generally not covered for accounts that are not in good standing, do not have regular deposits or those with excessive overdrafts.Ĩ Early Pay is a courtesy service provided by United Community Bank. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt into this service for those transactions. Overdraft service applies to checks, pre-authorized electronic debits and online banking and bill payment transactions. Items not paid will be returned and you will incur a $36 returned item fee. There is a limit of $108 each day in total fees that you can be charged for overdrawing your account. You are required to pay a $36 overdraft fee for each overdraft transaction that is paid by the bank. Fees may apply for certain optional services through Personal Online and Mobile Banking.Ħ United Community Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. Limited to two (2) orders per year.ĥ Message and data rates may apply.
#Checkbook cover for business checks free
(Note: United Signature Checking, advisory services and third party serviced loans must all be reporting under the same tax identification number in order to qualify for service charge waiver.)Ĥ All United Signature Banking accounts come with free exclusive United Signature Banking checks. Additionally, the monthly service charge may be avoided if the primary account holder for this account also maintains assets under management with United Community Advisory Services, or maintains a mortgage loan serviced by United Community Mortgage Services or our mortgage servicing provider on behalf of United.
You may also avoid the monthly service charge if you maintain $25,000 in combined consumer deposit balance(s) or maintain $50,000 in combined outstanding principal balances in consumer loan accounts owned and serviced by United Community Bank. Qualifying direct deposits are electronic deposits made by an employer, federal or state government, a corporation or organization and include income such as salary, Social Security, pension and retirement, VA Benefits, and annuity or dividend payments.Ģ ATM transactions/balance inquiries outside of United or Publix Presto! ATM network are subject to charges by other institutions, and United Checking customers will also incur $1 fee from United.ģ Avoid monthly service charge on United Signature Checking account by maintaining $15,000 minimum daily balance. Linked checking, savings or money market accountĪn $8.00 service charge per monthly statement cycle will be imposed unless the account is enrolled in eStatements through online banking OR there is at least one qualifying direct deposit of $200.00 or more into this account during the current statement cycle. Linked checking, savings or money market accountġ. Courtesy Overdraft with ATM and debit card coverage 63. $0 charged by United 2Up to $5.00 refund per statement cycle on ATM fees charged by other institutions when you access an ATM outside of the United and Publix Presto! ATM networksġ. Other ATMs ATM transaction/balance inquiry outside of United or Publix Presto! ATM network
(This account does not offer check writing privileges) Limited to two (2) orders per year) 4įREE (Standard Wallet only. $15,000 Minimum Daily Balance 3-OR-$25,000 Combined Deposit Balance 3-OR-$50,000 Combined Outstanding Consumer Loans 3-OR-Relationship with United Community Advisory Services or United Community Mortgage Services 3įREE (Exclusive United Signature Banking checks. Enroll in eStatements-OR-One (1) qualifying Direct Deposit 1 per statement cycle
0 kommentar(er)
